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1. Introduction Welcome to REFORMA (“we,” “us,” “our”). By accessing or using our website, www.reformaliving.com (“Site”), you agree to these Terms of Use. If you do not agree, please refrain from using the Site. These Terms are designed to protect your rights, safeguard our content, and ensure a secure, premium experience. 2. Use of the Site You may access and use the Site only for lawful purposes. Users must: Respect intellectual property rights. Refrain from unlawful, harmful, or malicious activity. Be of legal age (18 years old) or have parental/guardian consent where applicable. We may suspend or terminate access for violations of these Terms. 3. Intellectual Property & Content Disclaimer All content on this Site—including text, images, videos, designs, product renderings, and software—is owned by or licensed to REFORMA. You may view, download, or print content for personal, non-commercial use only. Reproduction, distribution, modification, or creation of derivative works requires prior written consent from REFORMA. Third-Party Content: Unless expressly noted, any materials or media not created by REFORMA are credited to their respective owners. Inclusion of third-party content does not constitute ownership. Users must respect third-party intellectual property and obtain permission directly for uses beyond personal purposes. 4. Third-Party Links The Site may contain links to third-party platforms or partners (e.g., Pinterest). These links are provided for convenience. REFORMA is not responsible for third-party content or practices. Interaction with these sites is at your own risk. 5. User-Generated Content By submitting reviews, comments, or other materials, you grant REFORMA a non-exclusive, royalty-free, worldwide license to use, reproduce, modify, and display such content. You represent that you have rights to submit it and that it does not violate laws or third-party rights. 6. Warranties & Limitation of Liability The Site and services are provided “as is.” While we strive for accuracy and security, REFORMA disclaims all express or implied warranties. We are not liable for direct, indirect, incidental, or consequential damages arising from use of the Site. 7. Governing Law These Terms are governed by Philippine law, and any disputes shall be submitted to the courts of Metro Manila.